So you think you’re ready to take the plunge into home buying this
year? Crossing resolutions off your list takes proper planning and
organization to get the best results. Here are five house-hunting New
Year’s resolutions you should keep to get you ready for a lifestyle
change.
1. Create a Wishlist
Local Home Listings You Can Trust.
1. Create a Wishlist
Creating a wishlist is the
best part of the process. Clearly defining your wants and needs will
help you stay focused when you start browsing online and attending open
houses. Imagine what you want your new home to look like. Is a pool a
must-have? Do you really need a fireplace? Consider your current family
dynamic and what would make you and your loved ones comfortable.
2. Research the Local Market
2. Research the Local Market
Now that you’ve honed in on your ideal place, do a little browsing on the internet. Start on REIN.com. Explore new communities around Hampton Roads. Get educated on current market trends
and conditions in an area you’ve had your eye on. Find out what homes
are selling for in cities or communities you’re interested in. Once
you’ve done your due diligence, connect with a local agent who can help you fill in any gaps.
3. Find an Agent
There are many benefits to using an agent in your search for a new home. An agent has access to the Multiple Listing Service, REIN MLS. Your agent’s access gives you access to all listings in your area. An agent can also help you navigate conversations with sellers. The time and dedication they apply to find a perfect fit for you will only save you time, and it could save you money.
4. Improve Your Credit
If you’re uncertain of the strength of your credit, now is the time to start paying attention to it and addressing weak areas. Your credit score is key in getting approved for the best rates on a mortgage.
5. Limit Your Spending
Take a look at your spending habits. Are there areas you can tighten up on? Do you really need subscriptions to four streaming services right now? Try to avoid making large purchases. Hold off on buying that new car. Your debt-to-income ratio will affect what a lender is willing to loan you. As you get closer to taking steps to buy, cracking down on your finances is critical.
Commit to making these New Year’s resolutions, and you could be on your way to being a new homeowner in no time. Connect with one of more than 9,000 agents today to help you make an informed decision. Ready to buy but not sure what you can afford? Check out the mortgage calculator to help estimate possible monthly payments. Download the REIN.com app and put the power of fresh and accurate listing data in the palm of your hand. The app is available free in the Apple App Store and Google Play Store. For local listings you can trust, start with REIN.com.
3. Find an Agent
There are many benefits to using an agent in your search for a new home. An agent has access to the Multiple Listing Service, REIN MLS. Your agent’s access gives you access to all listings in your area. An agent can also help you navigate conversations with sellers. The time and dedication they apply to find a perfect fit for you will only save you time, and it could save you money.
4. Improve Your Credit
If you’re uncertain of the strength of your credit, now is the time to start paying attention to it and addressing weak areas. Your credit score is key in getting approved for the best rates on a mortgage.
5. Limit Your Spending
Take a look at your spending habits. Are there areas you can tighten up on? Do you really need subscriptions to four streaming services right now? Try to avoid making large purchases. Hold off on buying that new car. Your debt-to-income ratio will affect what a lender is willing to loan you. As you get closer to taking steps to buy, cracking down on your finances is critical.
Commit to making these New Year’s resolutions, and you could be on your way to being a new homeowner in no time. Connect with one of more than 9,000 agents today to help you make an informed decision. Ready to buy but not sure what you can afford? Check out the mortgage calculator to help estimate possible monthly payments. Download the REIN.com app and put the power of fresh and accurate listing data in the palm of your hand. The app is available free in the Apple App Store and Google Play Store. For local listings you can trust, start with REIN.com.
Local Home Listings You Can Trust.
